HOW IT WORKS

How it Works

1

We are not a bank and not affiliated with a bank.

2

We do pre-revenue startups with flexible terms- banks consistently fail startups, we make it happen for them

3

In some cases, our specialized lending partners are private corporations in the business of lending to small businesses, and most respond in under 24 hours

4

We handle the FULL SPECTRUM of credit concerns and issues

5

UNLIKE Bank and SBA loans, all our Working Capital loans are unsecured - with absolutely no collateral required for funding. We are fast- approvals generally take 1 day with funding in about 3 days

6

We do NOT require tax returns of any kind

7

As the owner-operator of a small business himself, Stu Schatz, the owner of Bay Funding, knows all too well what it means to need cash in a business, and he solves that problem for other business owners daily

8

We NEVER charge up front fees or retainers. We only get paid AFTER you fund. End Of Story

9

Stu, the owner of Bay Funding, handles each loan personally, and usually gets same day responses in most cases.

10

Relationships matter, and Stu has a long history of delivering awesome results for clients in need

Why Us

Fast And Convenient​

You Stay In Control​

Low Fixed Or Flexible Payments​

One-on-one service

Unsecured Terms​

structure lending solutions