HOW IT WORKS
How it Works
1
We are not a bank and not affiliated with a bank.
2
We do pre-revenue startups with flexible terms- banks consistently fail startups, we make it happen for them
3
In some cases, our specialized lending partners are private corporations in the business of lending to small businesses, and most respond in under 24 hours
4
We handle the FULL SPECTRUM of credit concerns and issues
5
UNLIKE Bank and SBA loans, all our Working Capital loans are unsecured - with absolutely no collateral required for funding. We are fast- approvals generally take 1 day with funding in about 3 days
6
We do NOT require tax returns of any kind
7
As the owner-operator of a small business himself, Stu Schatz, the owner of Bay Funding, knows all too well what it means to need cash in a business, and he solves that problem for other business owners daily
8
We NEVER charge up front fees or retainers. We only get paid AFTER you fund. End Of Story
9
Stu, the owner of Bay Funding, handles each loan personally, and usually gets same day responses in most cases.
10
Relationships matter, and Stu has a long history of delivering awesome results for clients in need