"WE HAVE PROGRAMS FOR ALL CREDIT LEVELS"
GET FAST, EASY APPROVAL ON LOW DOC BUSINESS LOANS-WE DO START UPS.
- PERSONAL TERM LOANS NO DOC TO 10 YEARS-excellent terms -LOW RATES ( STARTUPS WELCOME )
- COMMERCIAL NO DOC LOANS- NO COLLATERAL NEEDED. 7 DAY CLOSE-low rates
- REAL ESTATE LOANS, FIX AND FLIP AND LONG TERM TO 100% LOW CREDIT.
- COMMERCIAL LINES OF CREDIT TO $250,000-NO COLLATERAL-LOW RATES FAST CLOSING
- ALL APPS WILL HAVE A SOFT PULL FOR QUALIFICATION.
- THE ABOVE LOANS CAN BE USED FOR MOST ANY TYPE OF COMPANY OR PERSONAL USE-NO RESTRICTIONS,
- THESE LOANS CAN RANGE FROM $25,000 to $3,000,000 possibly higher.
- EQUIPMENT LEASING- same day approval at bank rates- start ups
Fast, Easy Low Doc Loans
We GET it – You Need It NOW!!
We’ve been serving small business owners for over 20 years. We believe that a smart, aggressive specialist can deliver superior results, faster, and at a lower cost than any other option.
Look, if it were EASY, it would have already been done. There is simply NO substitute for knowledge, creativity and flexibility. We all know that very few small businesses fit in the perfect lender box. They don’t……and the financing they need doesn’t either.
When the Low Doc Option is the best choice for your needs, Bay Funding will deliver a solid set of options, along with honest, straightforward advice about the pros and cons of each options. Like we said already……we GET it.
+1 410-703-1750
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Fast and Convenient
One-on-one service allows us the luxury of paying a LOT of attention to your financing needs. As a result, we are laser focused on making the process EASY and FAST.
You Stay In Control
We do ALL the heavy lifting to secure and fund your loan. You stay in control of YOUR business while we work on getting you the cash you need.
Low Fixed or Flexible Payments
We structure lending solutions with low, flexible payments that work for YOUR business, on YOUR timeline.
Unsecured Terms
Our funding solutions NEVER require collateral.
Loan Options
Lines of Credit
A revolving line where you pay only on funds you draw down from your pre-approved line amount.
Short Term Working Capital
Working Capital loans are well suited for companies with financial issues, and owners with credit issues. These loans are often used as short-term solutions as a company gets back on track. They can close as quickly as 2 days.
Term Loans
7 - 10 Year loans with a fixed interest rate and fixed monthly payments.
Line of Credit Description and Benefits
1
We are not a bank and not affiliated with a bank.
2
We do pre-revenue startups with flexible terms- banks consistently fail startups, we make it happen for them
3
In some cases, our specialized lending partners are private corporations in the business of lending to small businesses, and most respond in under 24 hours
4
We handle the FULL SPECTRUM of credit concerns and issues
5
UNLIKE Bank and SBA loans, all our Working Capital loans are unsecured - with absolutely no collateral required for funding. We are fast- approvals generally take 1 day with funding in about 3 days
6
We do NOT require tax returns of any kind
7
As the owner-operator of a small business himself, Stu Schatz, the owner of Bay Funding, knows all too well what it means to need cash in a business, and he solves that problem for other business owners daily
8
We NEVER charge up front fees or retainers. We only get paid AFTER you fund. End Of Story
9
Stu, the owner of Bay Funding, handles each loan personally, and usually gets same day responses in most cases.
10
Relationships matter, and Stu has a long history of delivering awesome results for clients in need
